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Aetna Alcohol and Drug Addiction Rehab Coverage

Since 1850, Aetna has grown to provide insurance benefits for over 36 million individuals in the United States, making it the third-largest insurance provider in the country. As part of its objective to provide exceptional quality of care and benefits to individuals, Aetna works with many different rehab centers covering a broad spectrum of treatment plans and benefits. These plans include vision, dental, medical emergency, mental health, alcohol addiction, and drug abuse.

Does Aetna cover alcohol and drug treatment?

Aetna Rehab Coverage For people dealing with substance addiction, rehabilitation facilities are the best place to get help. However, the cost of rehabilitation is a big problem to deal with. Fortunately, people who have Aetna Health Plan & Insurance plans are likely covered for some or all the cost of treatment depending on the extent of the coverage. Under its behavioral health program, Aetna covers alcohol and drug rehabilitation. The precise details of the coverage may vary depending on an individual's home state's regulations, the contract between Aetna and the rehabilitation center, and whether the individual has employer-provided insurance or an individual plan. Aetna members who want to start recovery are allowed to use their "in-network" coverage, which lets them pay less money. Members who go to a rehab center that is "out-of-network" may still able to get help from Aetna, but will more than likely be required to pay more out-of-pocket expenses. This flexibility of Aetna drug rehab coverage allows members to receive the best treatment services they specifically need for their condition.

Does Aetna cover Inpatient and Outpatient alcohol and drug treatment?

Addiction treatment for members of Aetna Health Plan & Insurance is based on an accredited physician's medical assessment and referral. After a process of screening, physicians will decide if there's a need for medical assistance during detox and rehabilitation, whether in an outpatient or inpatient setting. The duration of rehab treatment will also depend upon the physician's initial diagnosis of the severity of the addiction. Some insurance plans for inpatient services covered under Aetna insurance are quite thorough. For instance, once patients are diagnosed with an addiction along with mental health problem (which is technically called a co-occurring disorder or dual diagnosis), Aetna will cover the addiction treatment needed. There are dozens upon dozens of possible combinations of mental disorders and substance addictions, so each health plan is specific and individually tailored depending on the treatment needed for members with disparate diagnoses. 

What alcohol and drug treatment services does Aetna cover?

Aetna drug rehab coverage offers an array of addiction treatment benefits, depending on the specific policy which the client holds. At Aetna, the rehab services covered may include:
  • Hospital detoxification
  • Hospital-based inpatient rehab
  • Inpatient admission
  • Residential treatment services
  • Individual therapy
  • Intensive outpatient program
  • Outpatient counseling

How much does Aetna cover alcohol and drug treatment?

Because Aetna offers such a variety of health coverage, the total cost of drug rehabilitation covered under Aetna insurance will depend on the type of treatment needed, the plan holder's policy, and other factors. The length of treatment prescribed, whether the plan is employer-provided or individual, and the amount of the plan holder's deductible and co-payments are all weighed and measured before Aetna offers up an exact coverage figure. In the past, for some cases, Aetna covered $10,000 worth of treatment, and occasionally $20,000 and $30,000 based on the aforementioned variables. Any other concerns a plan holder has about getting insurance coverage for drug rehab should be discussed with the rehab center and the insurance provider. 

How duration of alcohol and drug treatment does Aetna cover?

It is important to know that healthcare plans have higher deductible than any other type of medical treatment. Thus, the amount of time a client will be allowed to stay in alcohol rehabilitation will also tend to be limited. Drug rehab covered by Aetna ranges from 28 to 30 days, but can last as long as 60 or 90 days, and even up to 12 months depending on each individual's case and circumstances. If you or someone you love needs to stay longer in rehab for further medical addiction treatment, you are required to pay the remaining balance of the treatment costs which Aetna will not cover after the recommended month.

How can I get Aetna insurance for alcohol and drug treatment?

Once you've chosen a plan that interests you and addresses you or your loved one's specific needs, you may submit an online application through Aetna's secure website. It's important to remember that you cannot apply by phone. You need to complete your application form and submit your payment during the first month of coverage, and then Aetna will notify you regarding your application via email. For people who want a much faster and more hassle-free way of getting insurance coverage for drug addiction treatment under Aetna insurance, you can contact us through our helpline at (877) 257-7997 and our knowledgeable representatives can start crafting a policy around you. 

Verifying Aetna Insurance coverage for alcohol and drug treatment

The type of drug rehab covered by Aetna may vary, and the treatment center of your choice can help you verify your benefits. But if you want an easy and hassle-free way to verify your insurance coverage, you may contact our knowledgeable representatives for help 24/7.

Do you have any questions? Call us today!

Recovery Experts Aetna Insurance Coverage If you have any questions regarding Aetna insurance and healthcare coverage about drug and alcohol rehabilitation, call (877) 257-7997 get accurate and immediate information. A team of knowledgeable representatives will be pleased to inform you about insurance options and policies that Aetna offers. For people dealing with substance abuse dependency, consistent support, proper medical care, and personalized attention are necessary ingredients for overcoming addiction. Along with Aetna healthcare, different rehab facilities across the country are in place to help people fighting the tiresome battle against addiction. We can also assist you in finding the most trusted, respected, and reliable rehab center that can best meet your needs. Kindly give us a call anytime at (877) 257-7997.

Aetna Insurance Coverage for Alcohol Addiction Rehab

Aetna Alcohol Rehab Coverage Alcohol has always been a part of American culture, and alcoholic beverages can be found at many adult social functions and events. According to the National Institute on Alcohol Abuse and Alcoholism, in 2012, 87.6 percent of people 18 or older reported that they drank alcohol at some point in their lifetime. Furthermore, that same year, 24.6 percent of people in that same age bracket reported that they'd engaged in binge drinking in the past month, while 7.1 percent reported that they'd engaged in heavy drinking in the past month. Some people are genetically predisposed to dependence. Over time, heavy alcohol use can lead to serious addiction in people under external societal or psychological pressures. The National Council on Alcoholism and Drug Dependence estimates that about 17.6 million individuals in the U.S. are physically or mentally dependent upon alcohol. For people struggling with alcohol dependency, entering an accredited rehabilitation center is the best course of action. With the help of a trusted and reliable treatment center and insurance provider, anyone battling dependency can kick their alcoholic habits and improve their lives. If you or a loved one is struggling with alcohol dependency or addiction, you probably have a lot of questions about how to get help. Here at RecoveryExperts, we have the answers. Below are some frequently asked questions about Aetna's coverage for alcohol addiction rehabilitation, which could help you or your loved one start down the road to recovery.

Does Aetna Insurance cover alcohol addiction rehab?

Yes. A large number of treatment centers across the country accept Aetna insurance plans for alcohol rehab. Aetna provides a variety of addiction treatment benefits, including but not limited to medical, behavioral and pharmaceutical services. Aetna’s mission is to provide first-rate healthcare benefits. Clients who have been diagnosed with alcohol dependence have a wealth of choices for alcohol addiction treatment covered by Aetna insurance. 

What services does Aetna cover for alcohol rehab?

Anyone who is covered under Aetna insurance plans for alcohol rehab is qualified to begin recovery, the length and scope of which may vary according to the individual’s health plan. Some of the treatment services which Aetna insurance covers for alcohol rehabilitation may include:
  • Outpatient Detoxification
  • Partial Hospitalization Program
  • Intensive Outpatient Program
  • Inpatient Admission
  • Residential Treatment Centers

Does Aetna cover Residential or Outpatient Alcohol Rehab Treatment?

Yes. Aetna covers both outpatient and residential rehabilitation treatment. However, the treatment parameters are based on a physician’s diagnosis. It is up to a client's attending physician whether intensive medical care and assistance is necessary or not. Thus, it’s important to have a thorough assessment with a doctor in order to get a complete and accurate diagnosis. For Aetna insurance, it’s easier to authorize addiction treatment coverage if it is prescribed by an accredited physician. 

What length of alcohol treatment does Aetna Insurance cover?

The length of treatment which Aetna covers depends on various factors, such as clients' insurance coverage, the type of treatment they require, their deductibles, and their state’s regulations and healthcare laws. Aetna covers various treatment plans ranging from 28 to 90 days in length, but some programs can last up to 12 months based on a qualified physician's assessment of the severity of a client's addiction and recovery needs.

Does Aetna pay for private or luxury alcohol rehab?

Aetna offers different types of healthcare insurance to individuals, including private insurance plans. Private plans cover a wider variety of treatment options for alcohol rehab than public plans do. Some of the common forms of addiction treatment under Aetna’s private plans include:
  • Residential Rehab: A client receives treatment at the place where they're staying (a treatment facility), rather than receiving outpatient care (going to see a physician at his or her office).
  • Luxury Rehab: This program includes treatment at a more luxurious center, with more comfortable surroundings and services like individual rooms, daily housekeeping, 24-hour kitchens fully stocked with food and state-of-the-art equipment, on-site meal preparation by professional chefs, swimming pools, high-tech media rooms, and other such amenities.
  • Holistic Treatment Program: These programs are generally naturopathic, meaning that the treatment involves no surgery or synthetic drugs but employs special diets, herbs, vitamins, massage, and other similar methods to facilitate the healing process. 

How much of the cost of rehab does Aetna Insurance cover?

There are several factors Aetna considers when determining the cost of alcohol rehab, including clients' insurance plans, the length and scope of their treatment, their deductibles, and their co-payments. Usually, members pay a deductible of $3,000. Aetna then covers the remaining cost of the patient's care. 

What if I don’t have insurance for alcohol addiction rehab?

If your current insurance policy does not cover alcohol addiction rehab, you may still seek treatment by utilizing free addiction treatment services (such as Alcoholics Anonymous) or set up a payment plan with the facility of your choice. You may also consider applying for scholarships with facilities you are considering for treatment.

Verifying Aetna Insurance Coverage for Alcohol Rehab

Get Help with RecoveryExperts When you start your recovery, the treatment center of your choice can help you verify your Aetna insurance coverage for alcohol rehabilitation. If you’re an Aetna member who only wants to verify insurance coverage but isn’t entering rehab, you can visit RecoveryExperts.com or contact the helpline at 877-257-7997 and a representative will guide you through the process of verifying your Aetna insurance coverage. 

Get Help Today!

If you want to know more information about Aetna alcohol rehabilitation coverage, a team of professional representatives is standing by to help you. Call (877) 257-7997 today to discuss Aetna insurance plans and discover which rehab center and treatment options can best meet your needs. If you want to begin your recovery from alcohol dependency, we can help you locate a reliable treatment facility and find a treatment program that is up-to-date, personalized, and effective. Make the right decision and take the right path towards recovery now.

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